I had obtained information about my benefits in the Teacher’s Pensions Scheme but was not clear on some of my options. I contacted Phil Gammond, and he went through all of the facts and figures with me very clearly and methodically so that I was able to make some important decisions about my pension going forward. I found Phil extremely personable and helpful and would have no hesitation in recommending him to anyone requiring help and guidance with their pension planning.

Damien Regan

Phil delivered a comprehensive analysis of my financial situation, setting out the options and related benefits in a clear and concise manner to support my future decision-making.

Michael Gibb

Hi Phil. We’ve known each other for more years than I care to remember and in that time you’ve always been the ultimate professional and always taken the time to explain things clearly and in language I do sometimes understand. For that I’ll always be grateful.

Phil Dawson

We have used Phil Gammond for a couple of projects at the Trust. The first was to support our employees as we navigated our way through changes in our pension provision. Throughout this period of change, and somewhat heightened emotions, Phil remained a steady and impartial source of support for our employees.

More recently we have offered our employees financial wellbeing sessions. Phil understood the kind of money worries our employees are facing in their everyday lives, provided relevant resources and responded sensitively to our brief.

Jules Booker
Director of Resources | Peaks & Plains Housing Trust

Over the past 10 years Phil Gammond has provided pension advice on several occasions to colleagues at CGA. Most recently and as part of our pension strategy review Phil provided group presentations on “demystifying pensions” supplemented by individual one to one sessions for colleagues. We find Phil has the ability to explain the complexities of both Defined Benefit and Defined Contributions pensions in simple language that is easy to understand by all – which in turn has enabled colleagues to make informed decisions about their future pension and to understand the impact of their choice. All colleagues have found his sessions very informative and we would have no hesitation in using Phil again in the future or recommending him to others.

Rob Wakefield, Chief Executive
Community Gateway Association

Phil Gammond looked after mine and my family’s pensions and investments for many years and I was always very happy with the way he advised us and set out the options available. His support and experience have meant that our money has been invested in a way that has maximised the returns and given us solid long-term investments.

Jane Schofield

Phil came highly recommended to me and has proved to be an invaluable stepping stone on the path to resolving and reinvesting my multiple pensions which I had acquired along the way. His report was specifically structured to my personal circumstances, and concluded with a financial advisor recommendation, which appears so far to be well-considered. Phil approached my appointment in a professional manner; he was able to translate the complexities of financial jargon into language even I can understand.

James Dyson

Phil was recommended to me because I had some complicated pension and financial issues to sort out. Phil listened to me, understood what was best for me and guided me throughout the process, enabling me to make some very important decisions about my future. I would recommend Phil to anyone that needs excellent and sympathetic advice about their pensions, or indeed any other financial issues.

Bernadette Topham